The investor funds inventory
Investor balance buys stock. Every unit is tied to its funder and branch.
Run cash, credit, and installment sales from one dashboard
Ajjel runs your office end to end: investors and inventory, sales and collections, treasury, WhatsApp, and e-invoicing — with accounting accuracy and no scattered spreadsheets.
Two-month free trial
ZATCA e-invoicing ready
Direct WhatsApp support
0
Offices on the platform
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Transactions since day one
0 SAR
Transaction value
0
Active branches
Integrated with the services your office already uses
Moyasar
Tabby
Tamara
Emkan
Al Rajhi
Wathq
ZATCA
WhatsApp
How it works
How your office runs on Ajjel
A clear cycle: fund, sell, deduct stock, then collect automatically
The office sells in three modes
Cash, postpaid, or installments — one wizard, no manual calculations.
Stock and commissions update instantly
Quantity is deducted. Office and investor commissions post to separate wallets.
Collection and reminders run themselves
Treasury by payment method, WhatsApp reminders, and delinquent checks before the next sale.
Updated accounts
Accounts
Accounting and accounts in one board
Cash, banks, ledgers, and collections — a clear picture of office accounts without scattered spreadsheets.
Cash and bank accounts
Cash and bank balances linked to payment methods and transfers.
Accounting and collections
Track dues and daily collections from the same sales cycle.
Financial reports
Charts and performance snapshots for sales and accounts.
Features
Platform Features
A complete stack — 25+ operational modules covering sales, inventory, finance, governance, automation, and payment links
25+ operational featuresCash · Credit · Installments
Run any sale type from one system: instant cash, credit sales, or installments — one unified workflow.
Orders & Operations
Register and track every sale — cash, credit, or installments — with contracts, attachments, and due status.
Inventory Linked to Operations
Inventory updates automatically with every sale or return — no gaps between sales and stock.
Clients & Categories
Organized client profiles, flexible categories, and direct links to every sale and collection.
Client shop
A shop link per branch: the customer picks a product and completes the order with national ID and SMS OTP — no heavy signup.
Cash and Bank Accounts
Subsidiary ledger for cash and bank balances by payment method, with collections and inter-account transfers.
Office & Investor Wallets
Separate wallets for the office and each investor — precise balance and transfer tracking.
Payment Methods
Define and manage multiple payment methods — cash, transfer, card — linked to collections.
Payment links & gateways
Send a pay link via Moyasar, Tabby, Tamara, Emkan, or Al Rajhi — collection is recorded automatically.
Transparent Treasury & Collections
Track collections, commissions, and office/investor treasuries — clear financial visibility on every transaction.
Query Center
Instant customer verification by national ID before credit or installment sales.
Delinquents List
Detect prior delinquencies and active requests across the network — proactive protection.
Compliance Indicator
Internal risk scoring with customer consent — smarter selling decisions.
Multi-Branch
Manage unlimited branches with data isolation and independent permissions per branch.
Investor Management
Link investors to operations, inventory, and commissions — full transparency.
Employee & Permission Management
Manage user permissions and reduce human errors.
Smart Dashboard
Overview of sales, collections, and inventory — instant KPIs for decision-making.
WhatsApp & Reminders
Connect WhatsApp devices and send automatic messages on order, due date, and overdue.
Message Templates
Ready customizable templates — order confirmation, reminders, overdue alerts, and more.
Auto-replies
Smart WhatsApp replies by order status and due date — without a staff member on every message.
Wathq commercial register
On office signup, company name and CR data are fetched automatically from Wathq.
ZATCA E-Invoicing
Integration with e-invoicing requirements — regulatory compliance without complexity.
Detailed Reports & Analytics
View performance data for each branch or investor to make accurate decisions.
Activity Log
Track every action in the system — who created, edited, or deleted — for stronger governance.
Backup
Backup your office data — continuous protection for your operational records.
Services
Services That Run Your Office
From the first sale to the last item in stock — operational automation without manual work
WhatsApp & Reminder Automation
Automatic messages for every sale type — cash, credit, or installments: order confirmation, due reminders, and overdue alerts with ready templates.
Reports & Dashboards
Monthly and annual reports for sales, inventory, portfolio, and delinquents — with Excel and PDF export for faster decisions.
Sales & Inventory Automation
Instant link between sales and stock: cash, credit, and installments — balances update automatically with no manual entry.
Query Center & Compliance
Verify customers before credit or installment sales, compliance indicator, and delinquents list to reduce risk.
Client shop & payment links
A shop link per branch and electronic payment links: Moyasar, Tabby, Tamara, Emkan, and Al Rajhi — collections post automatically to treasury.
Protection
Protect Credit & Installment Sales
For credit and installment sales, the platform verifies customers by national ID before processing. Prior delinquency or active requests at other offices trigger instant alerts — smart protection within your full sales stack.
Dedicated portals
Three portals. One platform.
Each party sees only what belongs to them
Office portal
Sales, inventory, branches, staff, treasury, reports, and ZATCA.
Office LoginInvestor portal
Read-only view of investments, sales, and balances across offices.
Investor LoginCustomer portal
Sign in with national ID and SMS OTP to see every transaction with every office.
Client Login
Pricing
Plans that Fit Your Needs
Start with a free 2-month trial — then choose monthly or yearly plans with clear limits
Plans are being updated — register now and start your free two-month trial
Help center
All guides
Learn Ajjel step by step
Written guides for everything your office needs, from setup to reports.
Getting started
· Featured
Set up your office on Ajjel in 5 steps
The right order to prepare your office: details, branch, investor, inventory, then your first sale.
Investors & inventory
· Featured
Add an investor and deposit their balance
Register the investor, link them to a branch and deposit the balance in the right account.
Sales & collection
· Featured
Record a cash, deferred or installment sale
The sales wizard step by step: client, then product, then payment.
FAQ
Frequently Asked Questions
Answers to the most common questions about Ajjel Platform
Ajjel (آجل) is Saudi cloud software by REIT.SA for offices that sell cash, on credit (postpaid) and in installments. One dashboard runs sales and contracts, investor-linked inventory, collections and treasury, WhatsApp installment reminders, payment links, and ZATCA-compliant e-invoicing.
Yes, Ajjel Platform is designed in accordance with the regulations and laws of the Kingdom of Saudi Arabia, with commitment to data protection and privacy.
You can easily register by clicking the "Register" button, then enter your commercial register data and required information. Your account will be activated after verification.
Every office starts with a two-month free trial, then picks a monthly or yearly plan (Basic, Premium, Professional) based on operations, branches and staff. Prices are in Saudi riyals and listed in the Plans section.
Yes, we provide technical support via WhatsApp and email, with priority support for subscribers to professional packages.
Yes. Each branch gets a client shop link, plus electronic payment links via Moyasar, Tabby, Tamara, Emkan, and Al Rajhi — collections post automatically to the office treasury.
Ajjel is built specifically for Saudi installment and credit sales offices. It combines sales, contracts, inventory, investors, collections, WhatsApp reminders and e-invoicing in one Arabic-first system, instead of generic accounting tools or Excel sheets.
Yes. Ajjel issues Phase 1 compliant e-invoices and supports Phase 2 integration with the ZATCA Fatoora platform depending on the plan.
Investors fund inventory and each unit stays linked to its investor. On every sale the commission is calculated and the investor balance updates automatically; investors follow their stock and operations from a read-only portal.
Yes. Connect the office WhatsApp number and Ajjel sends scheduled installment reminders, with message templates and auto-replies based on order status.
Yes. Each branch has its own treasury, default cash account and isolated data, with fine-grained staff permissions and consolidated reports for the owner.
No. Ajjel is only a technical platform for running offices. The contract and financing are between the office and its customer; the platform does not lend or interfere in sales decisions.
Ready to organize your installment sales?
Join Ajjel today and start with a free two-month trial